Incorporation calculator.
Compare owning a UK buy-to-let personally vs through a limited company. See the annual tax difference, one-off incorporation costs, payback and a 5-year view, using 2025/26 rates.
Your property & income
Enter your annual figures for one property. All calculations are indicative and use 2025/26 UK tax rates.
Repairs, letting fees, insurance, etc. (not mortgage interest).
Used to estimate SDLT on transfer to the company.
Informational — not used in tax calculations.
If off, retained profit stays in the company.
Enter rental income and property value to see results.
Need tailored advice?
Speak to Debbie Franklin and our property team for guidance on your situation.
This calculator provides an estimate for illustrative purposes only and does not constitute tax advice. Please seek professional advice before making any decision to incorporate.